PeerCredit

Invest in loans of people like you at a great rate

Active risk management

Your investment will be dynamically diversified across the platform. Each borrower is credit-checked and missed payments are covered by the Provision fund.

PeerCredit-Investor

Become a peer-to-peer investor

At PeerCredit, you invest directly in loans of people who have been thoroughly credit-checked and approved as reliable borrowers by us. You can invest as little or as much as you would like and potentially grow your savings while helping people like you.

Stay flexible

At PeerCredit, you don’t have to decide on the duration of your investment in advance. We offer a free and flexible withdrawal to our lenders. You simply request to withdraw your investment in your account and it will be transferred immediately when there will be enough free funds on the platform.

For your safety

The security of our lenders is important to us. We provide various safety mechanisms to reduce the risk of capital loss.

PeerCredit-Safety

Provision fund

In case any repayment is being late for more than two months, it is recovered to the lenders by the fund according to their share on the particular loan. This is to prevent the capital and interest loss (but doesn’t represent a guarantee).

PeerCredit-Fair

Diversified across the platform

Your investment is distributed among all loans on the platform and dynamically redistributed in real-time to maximally reduce the risk.

PeerCredit-Scoring

Modern credit check

All borrowers are carefully credit-checked. We use multiple sources of information to properly estimate their creditworthiness and approve only those who should be able to repay the loan.

PeerCredit-Safety

For your comfort

Enjoy unique features ensuring the greatest investor experience. Life changes quickly. Stay flexible while you earn.

PeerCredit-Comfort
PeerCredit-Flexible

Flexible withdrawal

You can request withdrawal in your account anytime for free. The money will be withdrawn immediately when there will be enough free funds on the platform. (You may be required to wait for a period of time.)

PeerCredit-Easy

Easy navigation

You can manage your investment portfolio seamlessly in a few clicks. You can invest more or withdraw your invested funds according to your preferences.

PeerCredit-Free

No fees

You are not charged any fees as an investor.

Ready to start earning?